With EarnIn, there is no interest, no credit check, no mandatory fees1. Our competitors can't really say the same.
| Similar apps | Short-term loans | Credit cards | Loans from friends | |
|---|---|---|---|---|
| No interest | — | Interest | Interest | Mayyybe? |
| No impact to your credit score | — | Credit score hit | Credit score hit | Just social cred |
| Optional tips, no mandatory fees4 | Fees | Fees | Fees | Awk-ward |